Lending Criteria

We’ve worked with ScotLend for over two years and it’s been a consistently positive experience. Their can-do attitude, responsiveness and commercial approach make getting deals done straightforward. It’s a refreshing shift away from the more antiquated way of doing things. Communication is direct, decisions are quick, and their structure keeps everything simple and transparent. They’re efficient, easy to work with, and always a pleasure to deal with.

I have known David Travers, the co-owner of ScotLend for many years now. We have been using their products and services since they launched as Scottish Bridging Loans in 2023 and since the re-brand to ScotLend, David’s knowledge, dedication and expertise has taken the business to the next level up. The highly professional team at ScotLend put the client at the heart of the transaction and our experience of the way they conduct their business has been fantastic.

Working with ScotLend has been a delightful experience especially when you’re up against tight timelines and clients who need answers yesterday. No overcomplicating matters just straight decisions, and a team that actually picks up the phone. What stands out is their willingness to actually listen. When a deal needs a bit of context or clarity, the underwriters are open to the conversation, take the time to understand the client’s position, and look at the bigger picture rather than just what’s on paper.

As a commercial broker, having access to a reliable bridging lender is obviously really crucial. ScotLend has proven to be a very trusted partner, consistently delivering speed, flexibility, and a pragmatic approach to underwriting, that enables me to provide fast, effective solutions for my clients. The team at ScotLend are also an absolute pleasure to work with and the focus they have on clear and effective communication always helps ensure a positive experience for myself and my clients.