No Drama. Just Deals

Real lending. Real decisions.

Get an Indicative Offer in 1 Hour

    Loan Amount

    Property Type

    Your Email

    Message

    £0 to £0
    Loan Size
    Up to 0% LTV
    OMV Considered
    0 Hour
    Decision Response
    UK Wide
    Including Remote Postcodes
    1 hour guaranteed decision response

    Built for Brokers Who Want Answers

    ScotLend was built around a simple principle.

    If you send a deal, you should speak to someone who can actually make a credit decision

    • No submission portal.
    • No call centre.
    • No wait for a credit committee.

    We look at:

    The asset. The exit. The numbers. The common sense. We assess it properly. We make a call. We tell you clearly where you stand. Within 1 hour.

    No Drama. Just Deals.

    Why Brokers Use ScotLend

    Direct Decision - Makers
    When you call, you speak to someone who can credit the deal. No layers. No drama.
    1 Hour Response
    You receive a clear answer within 1 hour. Yes. No. Or what needs to change.
    Scottish Roots. National Reach.
    We lend across England, Wales and Scotland including the Highlands and Islands, city centres and remote postcodes.
    Structured Lending Judgement
    First charge. Second charge. Refurb. Auction. Capital raising. We look at the structure properly before we give you an answer.

    Lending Overview

    Up to 75% LTV. OMV considered.

    If the deal works, we will look at it.

    First Charge Bridging
    Second Charge Bridging
    Refurbishment Projects
    Auction Purchases
    Capital Raising
    Investment Acquisitions

    What Brokers Say

    We’ve worked with ScotLend for over two years and it’s been a consistently positive experience. Their can-do attitude, responsiveness and commercial approach make getting deals done straightforward. It’s a refreshing shift away from the more antiquated way of doing things. Communication is direct, decisions are quick, and their structure keeps everything simple and transparent. They’re efficient, easy to work with, and always a pleasure to deal with.
    Sarah Fisher, Acquisitions & Investments, Kensington Shorre
    I have known David Travers, the co-owner of ScotLend for many years now. We have been using their products and services since they launched as Scottish Bridging Loans in 2023 and since the re-brand to ScotLend, David’s knowledge, dedication and expertise has taken the business to the next level up. The highly professional team at ScotLend put the client at the heart of the transaction and our experience of the way they conduct their business has been fantastic.
    Alistair Ewing, Managing Director, The Lending Channel
    Working with ScotLend has been a delightful experience especially when you’re up against tight timelines and clients who need answers yesterday. No overcomplicating matters just straight decisions, and a team that actually picks up the phone. What stands out is their willingness to actually listen. When a deal needs a bit of context or clarity, the underwriters are open to the conversation, take the time to understand the client’s position, and look at the bigger picture rather than just what’s on paper.
    Noreen Baqir, Circle Finance
    As a commercial broker, having access to a reliable bridging lender is obviously really crucial. ScotLend has proven to be a very trusted partner, consistently delivering speed, flexibility, and a pragmatic approach to underwriting, that enables me to provide fast, effective solutions for my clients. The team at ScotLend are also an absolute pleasure to work with and the focus they have on clear and effective communication always helps ensure a positive experience for myself and my clients.
    Kevin Gaughan, Director, DMK Finance

    Ready to Submit a Deal?

    Speak directly to a decision-maker. Receive a clear answer within 24 hours. No Drama. Just Deals.

    Send the Deal 0131 297 3775